Term Life Insurance (10, 15, 20 or 30) offers accelerated underwriting up to $1 million, premiums based on age of last birthday, living benefits that don’t deduct from the death benefit, conversion options to Whole Life or Universal Life, and is one of a few carriers with the Return of Premium benefit rider, featuring a streamlined e-app with instant decision.

Whole Life Insurance includes participating whole life policies with accelerated underwriting and instant decision capabilities, acceleration benefits for chronic or terminal illness (101(g)), limited pay plans such as 10-Pay, 20-Pay, Pay to age 65, and Pay for Life, options for children’s policies, and Perm/Term blend with the Level Term Rider.

Single Premium Whole Life insurance offers non-medical limits up to $700,000 for ages 0-60 and up to $450,000 for ages 61-85, along with tax-deferred accumulation of cash values. With access to cash values through policy loans for emergencies, supplemental retirement income, or any other purpose, this policy also provides acceleration benefits for chronic or terminal illness (101(g)), along with other living benefit riders. Additionally, dividends are available to policyholders.

Universal Life Insurance offers current assumption policies with acceleration benefits for chronic or terminal illness (101(g)), along with other living benefit riders. This policy also includes a Premium Protection Period, providing a no-lapse guaranteed period ranging from 5 to 20 years based on issue age, as well as an Overloan Protection Benefit.

Century+ Individual Disability Income (DI) insurance offers an own occupation definition, ensuring that clients receive payments if they're unable to perform their job duties. Additionally, there are no medical exams or income verification required for individuals aged 18-55 for benefit amounts up to $6,000 for W-2 employees. Furthermore, this policy provides discounts for business owners and for issuing three or more policies per employer.

Income Protection Individual Disability Income (DI) insurance provides coverage for both Accident & Sickness or Accident-Only scenarios, considering more than one occupation for full-time employment. With an own occupation definition, clients receive payments if they're unable to perform their job duties. This policy ensures that weekly benefits are disbursed quickly, without the need for income verification or medical exams. Additionally, optional riders such as Family Care* and Stay-at-Home Spouse are available, enhancing the coverage for Accident & Sickness scenarios.

Graded Benefit Disability Income Insurance offers impaired risk coverage with a comprehensive list of medical conditions considered. During the first two years of the contract, clients receive graded benefits. Moreover, if declined for Century+ Individual Disability Income (DI), an automatic offer for this policy is provided, ensuring continued coverage for individuals with pre-existing conditions.

Critical Illness Insurance provides simplified underwriting for coverage amounts up to $75,000, streamlining the application process for clients. With multiple benefit payouts available on all conditions and a 6-month separation period, clients can receive benefits for various illnesses with adequate time between claims. Additionally, optional riders such as Return of Premium, Increasing Benefit, and Additional Critical Illness Coverage offer enhanced protection and customization options for policyholders.

Accident Insurance from Assurity offers versatile coverage options tailored for families, individuals, or unique juvenile-only plans, ensuring comprehensive protection for all. With guaranteed issue policies, clients can secure coverage without the hassle of medical exams or tests. A variety of plans are available to accommodate diverse needs and budgets, with additional benefits such as an Accidental Death Rider including a Common Carrier Benefit and Automobile Seatbelt Benefit. Furthermore, policies are guaranteed renewable until the policy anniversary following the Primary Insured Person’s 80th birthday, providing long-term security. Optional riders such as the Accident-Only Disability Income Rider and Preventive Care Rider offer additional layers of protection, while a simple online quote and application process make obtaining coverage quick and convenient.

Accidental Death Insurance Plus provides customizable coverage periods ranging from 5, 7, 10, 15, 20, or 30 years, or coverage until age 80, ensuring flexibility to suit individual needs. With a simplified application process, including no health questions or medical exams, obtaining coverage is quick and hassle-free. Additionally, clients have the option to extend their coverage with the Accident-Only Disability Income optional rider for added protection. With an easy online quote-to-application process and a 1-day service guarantee, securing coverage has never been more convenient or efficient.

Single Premium Deferred Annuities offered by Assurity are available for both qualified and non-qualified plans, providing flexibility to suit various retirement savings needs. With competitive commissions, policyholders can maximize their investment potential. These annuities offer strong interest rate bonuses and crediting rates, ensuring steady growth of funds over time. Additionally, clients benefit from a competitive annual fee withdrawal provision, allowing for convenient access to their funds when needed.

Single Premium Deferred Annuities offered by Assurity are suitable for both qualified and non-qualified plans, providing flexibility to meet diverse retirement savings goals. Clients can tailor their payments using one of several retiree-friendly payout options, including life income, life income with guaranteed period, fixed amount, and fixed period. These options empower individuals to customize their annuity to align with their unique financial needs and retirement objectives, ensuring a secure and comfortable future.