Many folks believe that they have to wait until Nov 15, to get started in enrolling in their ACA plan. The fact is that we are pre-enrolling individuals now. This allows for us to get you and your family’s information in the system before the craziness begins. Last year during November, very few individuals were actively seeking coverage that early in the process, so that created a bottleneck at the most critical time for enrolling. Start early, and reward your early effort!